How to make an after-tax personal contribution by cheque or money order

There are three ways you can make an after-tax personal contribution to your super:

Here are the steps you need to make your contribution by cheque or money order.

If you intend to claim a tax deduction on these contributions, do not complete this form. You need to complete the Notice of intent to claim or vary a tax deduction form instead.

1. Learn about personal contributions

Check that making after-tax personal contributions is the right option for you by reading:

2. Work out how much you’d like to contribute

Before you complete the super contributions form, you need to know how much you’d like to contribute to your super. You can choose any amount that suits you.

If you’re not sure how much you’d like to contribute, try our Retirement planning calculator.

3. Download the form

Click this link to download a super contributions form. You will need to print out the form as you cannot type directly into the form. You can only use this Super contributions form for after-tax contributions.

The form has six sections.

Reminder: If you intend to claim a tax deduction on these contributions, do not complete this form. You need to complete the Notice of intent to claim or vary a tax deduction form instead.

4. Provide your personal details

This image shows the ‘Step 1 - Your details’ section of the Super contributions form. In this section, you need to provide your GESB member number and personal details, including your title, surname, given name or names, date of birth, gender, postal and email addresses; and telephone numbers.

These details include your name, date of birth, and contact details.

5. Have you supplied your tax file number (TFN)?

This image shows the ‘Step 2 - Tax file number (TFN)’ section of the Super contributions form. This section explains that you must provide your TFN to be eligible to make after-tax contributions.

We can only accept after-tax contributions from you if we have your TFN on file. If you haven’t already, you can provide your TFN in Member Online, by completing a Tax file number form or by calling us on 13 43 72.

6. Confirm your super account

This image shows the ‘Step 3 - Nominate your account’ section of the Super contributions form. In this section, you need to select the account where you would like your contribution deposited into, either GESB Super or West State Super.

In this step, you need to select GESB Super or West State Super depending on which account you have. If you’re not sure which account you have, check your last member statement or login to Member Online.

If you’re a Gold State Super member and don’t have one of those accounts yet, we’ll automatically open a GESB Super account for you.

7. Enter the amount you would like to contribute

This image shows the ‘Step 4 – Attach your cheque or money order’ section of the Super contributions form. In this section, write the amount you would like to contribute by cheque or money order.

Here is where you need to write the amount you would like to contribute by cheque or money order. Please attach your cheque or money order (made payable to GESB) to the form when you post the form.

8. Check that you're eligible to make contributions

You can only contribute extra to your super when you are under the age of 65 or, if you are between 65 and 75, you must have worked at least 40 hours in a period of 30 days in the current financial year, or if you are exempt from the work test.

This image shows the ‘Step 5 – Eligibility to contribute’ section of the Super contributions form. In this section, you need to confirm that you are eligible to contribute by selecting one of the options that describes your circumstances. The three options include: 1. I am under the age of 65. 2. I am age 65 or over but not age 75, and I worked at least 40 hours in a period of 30 consecutive days in the current financial year. 3. I declare that I am exempt from the work test as I meet the conditions: I am aged between 65-74 years; I have met the work test in the previous financial year; I had a total superannuation balance of less than $300,000 at the end of the previous financial year; and I haven’t previously relied on the work test exemption to make contributions.

9. Read and sign the declaration

This image shows part of the ‘Step 6 - Declaration and signature’ section of the Super contributions form. In this section, you need to confirm that you: 1. Understand that the contribution will be allocated to your eligible GESB account and invested in your nominated investment plan. If you have not nominated an investment plan, your contribution will be invested in the default investment plan for your scheme. 2. Have read the relevant ‘Product Information Booklet’ and the ‘Super contributions’ fact sheet and understand that they contain general information only and do not take into account your investment objectives, financial situation or needs. 3. Understand that any contributions are subject to rules and conditions of release, including preservation standards (see the relevant ‘Product Information Booklet’). You need to then sign and date your completed form.

When you sign the form, you’ll need to acknowledge that you understand the conditions that apply to your super account. All of this information is included in the Contributing to your super brochure.

10. Send the form in

Now that you’ve completed and signed your Super contributions form, you need to send it (with your cheque or money order attached) to:

GESB
PO Box J 755
Perth WA 6842

Australia Post can take up to six business days to deliver regular mail. You will need to take this into account when submitting contributions to us, especially when you need to meet a processing deadline.

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Page last updated 19 December 2019