How military leave affects your Gold State Super

If you work in the Australian Defence Forces, being on military leave for Reserve or Active service can have an impact on your super.

The impact can depend on a number of factors including the type of leave and the type of super account you have with us. The following conditions can apply to your super account.

Military leave and Gold State Super

Normal member contributions are required during the period of your leave. You have two options:

  • You can continue to make your normal fortnightly contributions
  • You can defer making contributions until you return from leave. In this case, when you return to work, the shortfall would need to be cleared by paying double contributions.

You can’t reduce your contribution rate to zero (Reduced Benefit Option), and consequently reduce your average contribution rate if you are on recognised unpaid military leave. See the how unpaid leave affects your Gold State Super for more information.

Your period of military leave is credited as recognised service in terms of your super benefit.

Military leave and insurance cover

Your period of leave is treated as normal service for Gold State Super Death and Disability insurance cover.

What insurance cover do you get with Gold State Super?

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Page last updated 28 April 2017