Who is eligible for automatic insurance cover?

If you are under 65 years old when you join GESB Super or if you’re already a West State Super member, you’re automatically eligible for:

  • Death (including Terminal Illness) cover
  • Total and Permanent Disablement (TPD) cover
  • Salary Continuance Insurance cover

Other eligibility conditions apply - and these will be different if you’re a casual employee.

Your insurance cover in Gold State Super is based on the results of the medical examination you took when you joined the scheme and/or further medical information which you may need to provide to us in certain circumstances. You can qualify for one of three levels of cover: Standard, Limited or Minimum.

Page last updated 18 June 2021