Who is eligible for automatic insurance cover?

If you are under 65 years old when you join GESB Super or if you’re already a West State Super member, you’re automatically eligible for:

  • Death (including Terminal Illness) cover
  • Total and Permanent Disablement (TPD) cover
  • Salary Continuance Insurance cover

If you became a GESB Super or West State Super member after you turned 65, you will only be eligible for Death cover.

Salary Continuance Insurance cover is not available to members aged 65 or over. Death cover and TPD cover are not available to members aged 70 or over.

Other eligibility conditions apply - and these will be different if you’re a casual employee.

Your insurance cover in Gold State Super is based on the results of the medical examination you took when you joined the scheme and/or further medical information which you may need to provide to us in certain circumstances. You can qualify for one of three levels of cover: Standard, Limited or Minimum.

Page last updated 05 May 2017