Combine your super

If you've worked for a number of different employers, you might have a number of super accounts. It’s easy to combine, or roll over, your super into one account - and we’re here to help. We can even contact your other super funds and arrange the transfer for you.

If you plan to open an RI Allocated Pension or Transition to Retirement Pension account when you retire, you’ll need to have combined your super as you can’t add money to your account once it’s set up.

We don’t charge a fee to roll your other super into your GESB account

If you combine your super funds into your GESB Super or West State Super account, you can streamline your super. Here’s how:

  • You’ll stop paying fees for all of your other accounts and could save money with our fees being below the industry median1
  • You’ll simplify your paperwork with just one super account
  • You can control how your super is invested by choosing your own investment plan

If you combine your super into the account you hold with us, you’ll have your retirement savings invested with WA’s largest locally-based fund with around $33 billion in Funds under Management (as at 31 March 2021). We don’t charge you to consolidate all of your super funds with us, and your super will be automatically invested in your current choice of investment plan. Please note that other funds may charge you exit fees to roll out your super.

Choose which fund to combine your super into

If you have more than one fund and want to simplify your super, you need to choose which fund you want to roll all of your super into. You can ask us to roll your other super into your GESB Super or West State Super account through Member Online or by completing a form.

If you want to roll your super out of the account you hold with us into one of your other funds, please make sure you make an informed decision. It’s very important that you understand the unique features and benefits of your super before you roll it out, especially if you have an untaxed West State Super or Gold State Super account.

Things to consider before changing funds

Combine your super online

The quickest way to combine your other super is by using Member Online. In our Member Online help guide, you’ll find step-by-step instructions on how to do this. Once we’ve received your request, your money is usually rolled into your account within one week.

Not registered for Member Online yet? It is easy to register, and you’ll be able to keep track of your super at all times.

Login to Member Online

Alternatively, you can consolidate your super by creating or logging in to your myGov account.

Complete a Super consolidation form

Another way to combine your super is to complete a super consolidation form for each super fund you want to roll into the account you hold with us. You may need to send your completed form and certified proof of identity if you haven’t yet supplied your tax file number to us.

Visit how to combine your super

We no longer accept UK pension transfers

As of 1 July 2015, West State Super and GESB Super are no longer listed as Qualified Recognised Overseas Pension Schemes (QROPS). This means we no longer accept UK pension transfers.

1 SuperRatings Smart database as at 31 December 2020. Based on an average balance of $50,000, GESB Super and West State Super's fees are below the industry median.

Need help

  • Consider getting financial advice before combining your super
  • Call us on 13 43 72
Page last updated 30 January 2018