Learn about your retirement options
Retirement is different for everyone and there are a lot of decisions that need to be made, but rest assured we are here to help you each step of the way with information, products and services.
Whether you want to learn more about how to access your money, have questions about what Centrelink help you may be entitled to, or want to know how to make your money last, this page is the perfect starting point for your retirement journey.

Try one of our retirement seminars and webinars
The more you understand how super works, the better prepared you'll be for retirement.
Our retirement planning seminar and webinars can help you plan the retirement you deserve – at no cost to you.
Discuss your retirement plans with an expert
Our Retirement Options Service (ROS) offers one on one meetings with experienced consultants who understand our unique schemes and can help you feel more confident making plans for your retirement.
During the session, they will answer questions about your GESB super scheme, provide information and general advice on things such as transition to retirement strategies, Centrelink entitlements, retirement income streams and how they work, and help you with any associated paperwork.

Open an RI Allocated Pension
We’ve looked after your super and we can take care of your retirement income too. Our RI Allocated Pension has achieved a Rainmaker AAA Quality Rating for it’s quality and outstanding results. With an RI Allocated Pension, you can:
- Convert your super into a regular income stream
- Get paid monthly, quarterly or annually into your nominated bank account
- Make lump-sum withdrawals of $1,000 or more at any time
- Invest your account balance in a choice of investment options to generate tax-free returns
- Use Member Online to manage your account online

What our members have to say about our Retirement Options Service
Michelle
Age: 65
Account: West State Super and Transition to Retirement Pension
Thinking about how or if she’ll be able to retire was a frightening thought for Michelle before her ROS appointment.
“I was terrified I wouldn’t be able to retire. Many of my work colleagues, particularly women, felt like they couldn’t afford to retire.”
Michelle booked into a seminar to get a better understanding of her options. She found the session helpful, but not all the information applied to her situation. At the end of the seminar, she heard about ROS and decided this might be a better fit. Meeting with her ROS consultant, Robin, helped Michelle realise she had the power to make big changes at work.
“Because of what I gained from my meeting with Robin, I have decided I can go part time at work. And if I don’t enjoy that, I can give four weeks’ notice and walk away from my job completely. It’s reduced my stress levels incredibly.”
“My ROS appointment has empowered me to have control over my life. I have control over when I stop working now and I didn’t have that before.”
Please note: these are real member stories. Names, images and some information has been changed for privacy purposes. These interviews were conducted by a third-party researcher to maintain objectivity.
Explore our website
Our website has a wealth of information to help answer your questions and learn more about retirement.
Ways to take your money out
The way you withdraw your super can impact how much tax you pay and your entitlement to the Age Pension.
How will your super be taxed?
It's important to understand the tax rules that apply when you withdraw your super. It varies depending on how you take your money out, as well as your age and the components of your super benefit.
How the Age Pension works
Your eligibility to receive the Commonwealth Government Age Pension depends on your circumstances, including your age, assets, relationship status and how you withdraw your super.
More information
- Find a financial adviser
- Learn more about help from Centrelink
- Login to Member Online to manage your money
Need help
- Call us on 13 43 72
- Connect with us in real time using Live chat
Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 23 June 2026.