Our GESB Super new member checklist
Welcome to GESB. We’re here to help you make the most of your account and understand your insurance options.
Here’s our GESB Super new member checklist to help you get set up and so you don’t miss any important deadlines.
1. Check your insurance cover
Your new super account may automatically include insurance, with premiums deducted from your account monthly. Your insurance cover could help you or your family if something was to happen to you, such as serious illness, disability or death.
Please note: from 1 October 2019, there will be changes to premiums and policy terms and conditions for the Death, Total & Permanent Disablement insurance and Salary Continuance Insurance offered through GESB Super and West State Super. For more information, please read our Insurance changes notification: GESB Super and West State Super.
If you do have automatic insurance, you can decide to opt out, reduce or increase the amount of your insurance cover any time. If you want to opt out or decrease your cover, we’ll make sure the changes apply from the start of your cover and refund or reduce any premiums already charged, if you let us know within 20 days of the date of your welcome letter.
If you don’t have automatic insurance with your account, you can still apply for cover. If you are a casual employee and you are eligible for insurance, we’ll need to receive your application within 90 days of receiving your first Superannuation Guarantee (SG) contribution from your new employer. Otherwise, you’ll need to complete a full insurance application which may include a medical assessment.
Your welcome letter shows your current insurance details, or you can find them in Member Online once you've registered.
Your next step
- Read your welcome letter and insurance flyer, or register or log into Member Online for your insurance details. Please check that all of your details and cover are correct. You can make any changes in the 'Insurance' page in Member Online, or call us on 13 43 72 for a copy of the relevant form.
- If you’re a casual employee and would like to apply for insurance, please complete our Insurance opt in for casual employees form and return it within 90 days of the date of your first employer SG contribution.
Find out more
- Read our Insurance and your super brochure to find out more about the benefits of insurance.
2. Register for Member Online
Member Online is our secure online service where you can check and manage your super account at any time. It’s easy to register - and then you can easily:
- Check your insurance if you have cover
- Keep your email address and personal details up to date
- Manage your communication preferences
- Provide your tax file number if you haven’t already
- Change how your super is invested - and much more
Your next step
- Register now – you’ll need your member number which you can find on your welcome letter.
3. Check we have your email address
If we have your email address, we’ll provide your member statements and other important information about your account electronically.
Your next step
- To check and update your email address and other contact details, you can either log into Member Online and select the ‘Personal details’ tab, or call us on 13 43 72.
You can also use these options to change your communication preferences (and opt out of electronic communications) at any time.
4. Provide us with your tax file number
If we don’t have your tax file number, you might pay more tax on your super than you need to - and we may not be able to accept some of your contributions.
Your next step
Join our webinar and learn more about your GESB Super
We’re here to help you learn more about your super, including how to grow your balance and how to combine your super if you have other accounts.
Once you’ve completed our checklist for new members, you might like to register for our next 30-minute Getting started with GESB Super webinar. You’ll learn how you can:
- Grow your super by making extra contributions such as salary sacrifice, minimising fees and combining your accounts
- Understand your investment options and what kind of investor you are
- Protect your lifestyle with insurance in super
- Manage your super online
|Tuesday, 24 September 2019||9am - 9.30am|
Learn more about your GESB Super
You’ll also find a range of useful information about your new account on this website. You might be interested in:
Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 22 September 2019.