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Add money to your super Add money to your super
It's never too early or too late to add to your super to help boost the money you’ll have for retirement.
Your employer needs to pay a minimum of 9.5% of your salary into your super account, known as the Superannuation Guarantee (SG).
These SG contributions help grow your super, but the best way to make sure you’ll
enjoy a comfortable retirement, is to add your own money to your super account.
How to salary sacrifice
This is generally a tax-effective way to grow your super account. You can salary sacrifice to your GESB Super or West State Super account if you’re currently employed in the WA public sector.
Find out more
Since you pay less tax on the money you have in your super account, there are limits as to how much you or your employer can contribute.
These are also called non-concessional contributions because they come from the income that you’ve already paid tax on.
Types of contributions
When it comes to growing your super, every bit counts towards boosting your balance for a comfortable retirement. Here we show a number of ways you may be able to make additional contributions.
You might also benefit from saving fees by
combining all of your super into one account.
You can make before-tax contributions
These are also called concessional contributions. Your employer SG contributions are a type of concessional contribution - and you can make your own concessional contributions with salary sacrifice or tax-deductible personal contributions.
Learn about other contributions
It’s worth learning about other ways you might be able to increase your super. You might be eligible for:
Here’s an example of how salary sacrifice and its tax benefits work with West State Super.
Amanda’s annual salary is $70,000. She salary sacrifices $100 a week to her West State Super account.
Page last updated 27 March 2019
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This information is correct as at 19 May 2019.