Add money to your super

It's never too early or too late to add to your super to help boost the money you’ll have for retirement.

Your employer needs to pay a minimum of 9.5% of your salary into your super account, known as the Superannuation Guarantee (SG).

These SG contributions help grow your super, but the best way to make sure you’ll enjoy a comfortable retirement, is to add your own money to your super account.

GESB Super man in meeting

It’s easy to start salary sacrificing

How to salary sacrifice

This is generally a tax-effective way to grow your super account. You can salary sacrifice to your GESB Super or West State Super account if you’re currently employed in the WA public sector.

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How much can you add to your super?

Find out more

Since you pay less tax on the money you have in your super account, there are limits as to how much you or your employer can contribute.

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You can make after-tax contributions

These are also called non-concessional contributions because they come from the income that you’ve already paid tax on.

You can make before-tax contributions

These are also called concessional contributions. Your employer SG contributions are a type of concessional contribution - and you can make your own concessional contributions with salary sacrifice or tax-deductible personal contributions.

Learn about other contributions

It’s worth learning about other ways you might be able to increase your super. You might be eligible for:

See how salary sacrifice works

Meet Amanda

Here’s an example of how salary sacrifice and its tax benefits work with West State Super.

Amanda’s annual salary is $70,000. She salary sacrifices $100 a week to her West State Super account.

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Page last updated 27 March 2019