Combine your super
Combining, or consolidating, your super means moving all your super money into one account.
Over the course of your working life, you may have had your super put into multiple accounts. By choosing to transfer your super into one super fund, you can reduce unnecessary fees and paperwork, saving more money for your future.
Benefits of combining your super
Pay less fees
Fewer accounts generally means less fees
Grow your balance quicker
Saving on fees means more money stays invested for your future retirement
Reduce your insurance premiums
Avoid doubling up on unwanted insurance premiums
Before you begin
Before you beginIf you have existing insurance attached to your other super accounts, the insurance will be cancelled if you roll your super out and close your account. You may be able to transfer your insurance to GESB - but you'll need to do this before you combine accounts.
How to combine your super accounts
You can consolidate your super in a few different ways.
Online is the quickest, but you can also mail us a completed paper form.
Consolidate in Member Online
Login to Member OnlineYou can consolidate your super into GESB Super or West State Super online in minutes.
Simply log in to your Member Online account and click 'Roll in'.
Once we’ve received your request, your money is usually rolled into your account within a week.
Don't have a Member Online account yet? Register now to keep track of your super at all times.
Find and consolidate your super in myGov
If you’re not sure what other super accounts you might have, you can log in to myGov and find them in the Australian Tax Office (ATO) portal, where you can also consolidate into your preferred fund.
If you’d rather get help over the phone, you can call the ATO on 13 28 65 for assistance finding and consolidating your super.
Note: this option is not available for Gold State Super accounts.
Complete our paper consolidation form
If you'd rather not consolidate online, you can fill out our 'Super consolidation' form and post it to us.
You will need to complete a separate form for each super fund you want to roll in and may need to include certified proof of identity.
It's a good idea to get your other fund's details ready before you begin, such as their Unique Superannuation Identifier (USI) and Australian Business Number (ABN).
Things to know
When consolidating, you'll need to know your fund's Unique Superannuation Identifier (USI). A USI is a number used to identify the fund or scheme for electronic contributions, including roll overs.
There may be more than one USI for the fund, so it’s important you know your specific scheme.
For example, GESB Super has a different USI to West State Super. Find GESB’s USIs.
If you're combining funds from a Self Managed Super Fund (SMSF), you'll need to provide the Electronic Service Address (ESA). An ESA enables the SMSF to interact with the electronic super network and ensure transfer of data and funds.
Please note: you can't use BPAY to roll money into your GESB account from a SMSF.
Our schemes cannot accept UK pension transfers.
Why should you consolidate your super with GESB?
We put members first
We're the super fund for the WA public sector
We have over 85 years' experience
We keep our fees low1
With around 247,000 members and over $39 billion in funds under management (as at 31 March 2024), we're the largest super fund based in WA2. Read more about who we are.
If you close your GESB account
You may choose to consolidate your super into another super fund. Please make sure you understand the unique features and benefits of your super before you roll it out and close your account – especially if you have a West State Super or Gold State Super account.
You may consider speaking to a qualified financial advisor before combining your super.
If you choose to close either of these accounts, you cannot re-open them, even if you remain working in the public sector.
If you stay in the public sector and want to re-join GESB, you may be able to open a GESB Super account.
If you're a GESB Super member and you close your account, you may be able to open another GESB Super account if you continue to work for the WA public sector.
However, if you close your account and leave the public sector, you can't re-open a GESB Super account.
We're making changes so that you may be able to have private sector employer contributions paid to a GESB Super account in the future.
We’re making changes so that if you do not close your account when you leave the WA public sector, you can have your private sector employer contributions going into a GESB Super account.
Currently if you leave the public sector and close your account, you can’t re-open a GESB Super account. Read more about the upcoming changes.
1 SuperRatings Smart database as at 31 December 2023. Based on an average balance of $50,000, fees for the My West State Super plan, the My GESB Super plan and the RI Allocated Pension Balanced plan are below the industry median. Fees includes administration, investment, and transaction fees and costs. Fees may change periodically.
2 SuperRatings 2023 Annual Benchmarking Report.
More information
- See the Member Online help guide
- Learn about voluntarily adding money to super
- Read our Consolidating your super fact sheet
Need help
- Consider getting financial advice before combining your super
- How to fill out our 'Super consolidation' form
- Call us on 13 43 72
Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 27 April 2024.