Insurance options if you’re a WA public sector casual employee
As a WA public sector casual employee, you don’t usually receive automatic insurance cover with your GESB Super or West State Super account.
Have you recently started as a casual?
You may be able to opt in for what’s known as ‘basic cover’ within 90 days of us receiving your first employer Superannuation Guarantee (SG) contribution, without the need for a medical assessment.
Generally, to be eligible to opt in you must also be:
- Employed on a casual basis
- Receiving Superannuation Guarantee (SG) contributions from your employer
- Able to meet the 'At Work requirement (see page 24 of our Insurance and your super brochure for details)
- 64 years of age or under
To see the basic cover amounts available based on your age and the number of hours a week that you work, read our Insurance and your super brochure.
Need more than basic cover?
If you’d like more cover than the basic cover amount, you can also complete a full insurance application. You may need a medical assessment and your application will need to be accepted by our Insurer, AIA Australia.
You may like to opt in for basic cover first and then apply for additional cover.
Been working as a WA public sector casual for a while?
If you’ve been working as a WA public sector casual employee and have received your first employer SG contribution more than 90 days ago, you can still apply for insurance cover. You will need to complete a full insurance application. You may need a medical assessment and your application will need to be accepted by our Insurer, AIA Australia.
Changed from casual to non-casual work?
If you were initially employed on a casual basis in the WA public sector, and you are later made permanent or employed on a contract (not as a casual) with the same employer, we may provide you with Special Conditions Cover, subject to certain eligibility rules from a date determined by GESB and our Insurer.
See our Insurance and your super brochure for details about Special Conditions Cover.
Not working in the WA public sector?
If you are employed on a casual basis and you are not employed by the WA public sector, you may receive Non-Government Cover, if eligible.
Learn more about Non-Government Cover in our Insurance and your super brochure.
Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 06 June 2026.