Fees

Fees and other costs

Please note: we no longer charge service fees for transactions, such as Family Law splitting and full or partial withdrawals, effective 15 December 2018.

For more information on these changes, read our article: We’ve removed our service fees.

We may make changes to the fees we charge

From time to time, we might need to change our fees to make sure the structure and level of fees is appropriate, including any extra costs from government taxes or statutory charges.

We’ll always let you know about any changes through our website or your member statement. If the change is an increase in fees or charges, we’ll give you at least 30 days’ notice.

Fees are charged in different ways

Below is a general guide to the fees and costs for a Transition to Retirement Pension account.

Other fees, such as fees for personal advice, might be charged, depending on the type of advice you choose. Entry fees and exit fees will not be charged.

Transition to Retirement Pension fees

Type of fee or cost

Amount

How and when it's paid

Ongoing annual fees and costs1  

Administration fees and costs

The fee for managing your account

Nil

Not applicable

The administration fee is noted as nil because it is not a separate fee and is included in the ‘Investment fees and costs’ shown below

Investment fees and costs2

Between 0.18% p.a. and 0.60% p.a. of the value of your investment, depending on which investment option you choose3

Deducted from the fund assets, before the unit price is calculated on a daily basis

Transaction costs

Between 0% p.a. and 0.09% p.a. of the value of your investment, depending on which investment option you choose3

Deducted from the fund assets, before the unit price is calculated on a daily basis
Member activity-related fees and costs  

Buy-sell spread

Nil

Not applicable

Switching fee

The fee for changing your investment option

Nil

Not applicable

Other fees and costs

Other fees and costs such as activity fees, advice fees or insurance fees may apply. Please refer to the Additional explanation of fees and costs section on page 11 of the Retirement Income product information booklet

For more information on the types of fees and costs that may apply to your account, see page 10 of the Retirement Income Pension product information booklet.

A fee applies for our Retirement Options Service

If you choose to make an appointment for our Retirement Options Service, a fee applies. You can ask us to deduct this fee directly from your account.

Find out more about our Retirement Options Service.

1 If your account balance is less than $6,000 at the end of the financial year, certain fees and costs charged to you in relation to administration and investment are capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded.
2 Investment fees and costs includes an amount of 0.00% p.a. to 0.07% p.a for performance fees. The calculation basis for this amount is set out under the Additional explanation of fees and costs section on page 11 of the Retirement Income product information booklet. Please note, the transaction costs percentage is also included in the investment fees and costs percentage shown in the table.
3 These figures include estimates.

Page last updated 11 June 2026