Get your super sorted in 5 easy steps

Whether you're just getting started or already on top of your super, these five simple checks can help keep you on track and uncover opportunities to boost your balance.

Young woman is using a laptop while smiling

Your super checklist

1. Are your personal details up to date?

Check that your contact details are up to date with the Australian Taxation Office (ATO) and GESB.

This helps ensure you get important updates and avoid losing track of your super.

If we’re unable to contact you, we may transfer your super to the ATO. 

What to check Where to go
Your contact details are up to date with the ATO Log in to myGov and select the ATO online service
You've provided your contact details and TFN to GESB

Log in to Member Online or use our PDF forms

If you don't know your TFN, you can find it in your myGov account

2. How much super do you have?

Check your balance and account activity to see how your super is tracking. You should also check that your employer is contributing correctly.

By law, employers must contribute to super under the Superannuation Guarantee (currently 12% of your salary).

What to checkWhere to go
Your balance and recent activity, including contributionsLog in to Member Online
Any lost super or super accounts with multiple fundsLog in to myGov
Are you on track for your retirement?Use our Retirement planning calculator

3. What insurance do you have through super?

Your super account may include some insurance cover. This can provide you with financial support if you pass away or are unable to work due to sickness or injury.

If you don't have any insurance through your super, you may be eligible to apply for cover.

What to check

Where to go

¨How much insurance cover do you have?

Log in to Member Online

¨ Do you need more or less cover based on your circumstances?

Use our Insurance needs calculator

¨Are you in the correct insurance occupation category with GESB?

Learn about our insurance occupation categories

4. What is your super invested in?

The money in your super is invested so it can grow in value.

You can choose how your super is invested, depending on your goals, personal situation and how much risk you're comfortable with.

What to check

Where to go

¨Check how your super is invested

Log in to Member Online

¨Review whether this is the right investment option for you

Use our Investment choice tool

5. Have you chosen your beneficiary?

Your super is likely to be one of your biggest assets. Telling us who your super should go to when you pass away will ensure it goes directly to the people you choose.

You can change or cancel your existing nomination at any time.

What to check

Where to go

Have you set up your binding death nomination?

Explore your beneficiary options

What's next?

Page last updated 01 October 2026