Gold State Super fees and other costs

Unlike most other super schemes, including our own GESB Super and West State Super, you’re not charged any fees or other running costs for your Gold State Super account.

You also receive automatic death and disability insurance through your super until you turn 60, at no extra cost.

This means that all contributions made to your Gold State Super account will help to grow your benefit.

A fee applies for our Retirement Options Service

If you choose to make an appointment for our Retirement Options Service, a fee applies. You can pay this directly or ask for the fee to be deducted from your GESB Super, West State Super or Retirement Income Pension account.

Find out more about our Retirement Options Service.

We may make changes to the fees we charge

From time to time, we might need to change our fees to make sure the structure and level of fees is appropriate, including any extra costs from government taxes or statutory charges.

This means that fees may apply for your Gold State Super account in the future.

We’ll always let you know about changes through our website or your member statement. If the change is an increase in fees or charges, we’ll give you at least 30 days’ notice.

For more information on the types of fees and costs that may apply to your account, refer to the Gold State Super essentials brochure.

1 If you stop working in the WA public sector or reduce your work hours to less than one hour a week, you will no longer be an active Gold State Super member. However, if you re-join the WA public sector or increase your work hours within 12 months, you may apply to continue your membership.

Page last updated 01 August 2025