Explore how your super is invested

Following recent changes to the way you invest at GESB, now’s a great time to explore your super investments.

Here’s your quick guide to how super investments work (for most account types), what your options are with GESB and how they can help you maximise your retirement savings.

About your super investment

To help the money in your super account grow, we invest it in your choice of investment option.

These options involve different types of investments (known as asset classes) which each have a different level of risk and return.

Depending on your situation, different investment types might suit different stages of your life.

For example, when you’re just starting your career, it’s likely that you have plenty of time for the normal ups and downs of an investment market, so you might choose higher risk investment options for the chance of higher returns over the longer term.

When you have retired, you might have a shorter investment timeframe and prefer to keep your investment in a lower risk option. It’s a personal decision.

Your super investment options

GESB Super, West State Super, RI Allocated Pension and RI Term Allocated Pension members can choose from a range of Diversified options and Asset Class options.

Diversified options (previously Readymade plans) are pre-set investments in different combinations of asset classes, with a range of risk levels.

Asset Class options (previously Mix Your plan) invest in single asset classes which you can choose individually.

Until recently, members could only invest in one pre-set option or a mix of asset classes, in 5% increments.

Changes to our legislation in June 2026 have enabled us to offer you more flexibility to invest – so you have even more control over your retirement savings.

Now, you can invest in any combination and as many options as you’d like, in minimum 1% increments (as long as your investments add up to 100%).

As an example, someone might choose to invest:

• 30% within the Balanced option
• 30% within the Growth option
• 20% within Australian Shares
• 20% within International Shares

The right investment option for you will depend on your goals, investment timeframe and how much risk you’re comfortable with (known as your risk appetite).

How to check your current investment mix

If you’re not sure how your super is currently invested, it’s easy to find out. Simply log into Member Online and go to the Investments tab for the details and investment mix related to your account.

If you’re not already using Member Online, you can register today. You’ll need your GESB member number from one of the member statements or emails you’ve received from us. Once you’ve signed up, you can use Member Online to access your statements, find information about your account and investments, update your details and more.

Before you make any changes

It’s important to consider professional financial advice and make an informed decision before you make any changes to your super or investments. Please read our product information booklets to learn more about the recent changes and their impact to your investment options for your type of account.

If you do decide to change your investment mix, your choice will apply to your current account balance and any future contributions.

To learn more about how your super is invested and explore your options, visit the Investment and performance section of our website. You’ll find a range of information and resources, including our Investment choice tool to help you explore the options available.