You can use our range of calculators to help you take control of your super and plan for your retirement.

Please note: the calculators are provided for illustrative purposes only to show how different factors can affect the value of super benefits. They are designed as stand-alone tools and should not be used to compare our taxed and untaxed funds. Different assumptions are used in each calculator to reflect the differences between the funds, particularly in respect of when tax is paid on contributions and earnings. We recommend that you consult a suitably qualified adviser before making any decisions.

Growing your super

Retirement planning calculator

Work out how much super you'll have by the time you retire, how much your annual income could be and how long your super will last. This calculator allows you to include your partner’s details and Age Pension entitlement. You can also adjust variables, such as your retirement age, amount of contributions or investment plan, to see the impact on your final super balance and income in retirement.

Do you want to know how to get the most out of the Retirement planning calculator? In the Retirement planning calculator webinar video we'll show you how to use the tool and highlight some of the special features and advanced options you can use.

Use our Retirement planning calculator

Screenshot of the last step within the retirement planning calculator. This includes a section on 'What to do now?' and a graph on showing your income pre-retirement and in retirement.

Gold State Super benefit calculator

If you have a Gold State Super account, you can use this calculator to see how your defined benefit will grow. You can also adjust variables such as your retirement age and final salary to see how simple changes can affect your benefit.

Use benefit calculator

Gold State Super benefit calculator

Contributions calculator

Work out how to make the most of your super contributions.

By entering how much you are willing to give up from your take-home pay, we’ll estimate the most effective way for you to make your contributions, before and/or after tax.

Use Contributions calculator

Co-contribution calculator

Find out whether you're entitled to receive a co-contribution payment from the Commonwealth Government. If you are, this ATO calculator gives you an idea of the maximum payment you could expect.

Use co-contribution calculator

Screenshot of ATO co-contribution calculator

Investment personality quiz

Discover what kind of investor you are based on your investment timeframe, expected returns and how comfortable you are with different levels of risk.

Take personality quiz

Screenshot of the investment personality quiz


LIFEapp insurance calculator

Our Insurer AIA Australia provides the LIFEapp tool, which will help you determine how much insurance you need. You can request a quote or apply online if you're registered for Member Online.

Note: selecting this option will direct you to the website of our group insurer AIA Australia.

Use insurance calculator

Screenshot of AIA LIFEapp insurance calculator

Approaching retirement

Transition to retirement quiz

This quiz will help you work out if transition to retirement, a strategy that allows you to access your super as an income stream while you’re still working, might be right for you.

With transition to retirement, you may be able to increase your income, grow your super or reduce your working hours without reducing your income.

Take transition to retirement quiz

Screenshot of the Transition to Retirement quiz

More information

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Page last updated 18 September 2019