Calculators and tools

Explore our range of calculators and tools to help you plan and manage your super and retirement with confidence.

Featured calculator

Retirement income calculator

Retiring soon, or already retired? Estimate how long your income might last and feel more confident about spending your hard-earned money in retirement.

You can include a partner, factor in the Age Pension and test how different budgets or lifestyles could affect your income.

Use retirement income calculator

Grow, plan and protect

Boost your contributions

Work out the most effective way for you to make super contributions - whether before or after tax.

Choose an investment option

Discover which investment plan might best suit your needs based on your timeframe and goals.

Retirement planning

More than two years from retiring? Estimate if you're on track for the retirement lifestyle you want.

Estimate how much insurance you need

See how much Death, Total and Permanent Disablement or Salary Continuance Insurance you may need. Provided by our Insurer, AIA Australia.

Calculate insurance cover

Get an insurance quote

Check how much your Death, Total and Permanent Disablement and Salary Continuance Insurance may cost. Provided by AIA.

Get insurance quote

More retirement calculators and tools

Preservation age calculator

Your preservation age is the earliest age you can access your super money for retirement. Answer two questions to find out when you'll reach this age.

Use preservation age calculator

Transition to retirement quiz

This quiz helps you work out if transition to retirement could be right for you. It lets you access your super as income while you're still working.

Take the quiz

Gold State Super benefit calculator

If you have a Gold State Super account, see how your defined benefit could grow and what changes may affect your benefit.

Use benefit calculator

The calculators are provided for illustrative purposes only to show how different factors can affect the value of super benefits. They are designed for stand-alone use and should not be used to compare our taxed and untaxed funds.

Different assumptions are used in each calculator to reflect the differences between the funds, particularly in respect of when tax is paid on contributions and earnings. We recommend that you consult a suitably qualified adviser before making any decisions or changes to your account.

Page last updated 12 May 2026