What we invest in

Australian Shares

Top stock holdings across all our investments

CompanySector% of assets
BHP GroupMaterials6.25%
CSL LimitedHealth Care5.62%
Commonwealth BankFinancials5.35%
National Australia BankFinancials3.83%
Westpac BankFinancials3.64%
ANZ BankFinancials3.15%
Macquarie GroupFinancials2.45%
Woolworths LimitedConsumer Staples2.22%
Telstra CorporationCommunication Services1.96%
Rio Tinto LTDMaterials1.93%

Sector distribution

We invest in equity instruments of entities that are listed on the Australian stock market. Investments may be direct or unitised and may include long/short equity funds.

The top stock holdings shown represent 36.39% of the total holdings for Australian Shares.

Please note: any exposure to derivatives for risk management purposes including futures, options, etc are not included in the top stock holdings listing above.

This portfolio holdings information is correct as at 31 December 2020.

International Shares

Top stock holdings across all our investments

CompanySector% of assets
Apple IncInformation Technology2.69%
Microsoft CorpInformation Technology2.61%
Alphabet IncCommunication Services2.35%
Amazon.Com IncConsumer Staples2.32%
Samsung Electronics Co LtdInformation Technology1.62%
Visa IncInformation Technology1.33%
Taiwan Semiconductor Manufacturing Co LtdInformation Technology1.21%
Housing Development Finance Corp LtdConsumer Discretionary1.00%
Procter & Gamble CoConsumer Staples0.93%
Nestle SAConsumer Staples0.90%

Sector distribution


Top countries across all our investments

We invest in equity instruments of entities that are listed on a developed or developing country's public stock exchange. Investments may be direct or unitised and may include long/short equity funds.

The top stock holdings shown represent 16.96% of the total holdings for International Shares across all our investments.

Please note: any exposure to derivatives for risk management purposes including currency, forward exchange contracts, futures, options etc aren't included in the top stock holdings listing above.

This portfolio holdings information is correct as at 31 December 2020.

Private Equity

Top countries across all accounts

We invest in Private Equity by investing in unlisted Australian Shares, unlisted International Shares and certain types of unlisted Australian and International Equity. This also includes certain types of unlisted Property and debt.

Please note: investments in the Private Equity asset class are only available for Readymade plan options.

This portfolio holdings information is correct as at 31 December 2020.

Property

Top security holdings across all our investments

Top securitiesCountry% of assets
GPT Whsl Office Fund*Australia12.14%
Australian Prime Property Fund Commercial*Australia11.73%
Invesco US Core Direct Property Fund*Australia9.20%
AMP Capital Shopping Centre Fund*Australia7.68%
QIC Property Fund*Australia7.53%
Standard Life Investments European Property Growth Fund LP*Ireland3.16%
Australian Prime Property Fund Retail*Australia2.72%
Prologis IncUnited States2.30%
Vonovia SeGermany1.29%
Patrizia UK Value 2 Limited Partnership*United Kingdom1.00%

Sector allocation

We invest in unlisted, real Property funds and in Real Estate Investment Trusts (REITs) listed on an Australian or overseas stock exchange. This also includes other listed securities which derive their income predominantly from real Property rents, Capital growth and Property services.

* These securities are classified as unlisted Property. Note the Mix Your plan Property option only invests in listed Property investments.

The top security holdings shown represent 58.75% of the total holdings for Property across all our investments.

Please note: any exposure to derivatives for risk management purposes including currency, forward exchange contracts, futures, etc are not included in the top security holdings listing.

This portfolio holdings information is correct as at 31 December 2020.

Infrastructure

Top security holdings across all our investments

Top securities% of assets
Utilities Trust Of Australia*18.42%
Nextera Energy Inc3.27%
Union Pacific Corp3.21%
Transurban Group2.82%
Public Service Enterprise Group Inc2.72%
American Tower Corp2.56%
Atlantia Spa2.53%
Aena Sme Sa2.28%
Vinci Sa2.17%
Cheniere Energy Inc2.16%

We may invest in unlisted Infrastructure assets and funds in Australia and overseas. We may also invest in listed Infrastructure vehicles that trade on both Australian and overseas stock markets.

* This security is classified as unlisted Infrastructure.

The top security holdings shown represent 42.14% of the total holdings for Infrastructure across all our investments.

Please note: investments in the Infrastructure asset class are only available for Readymade plan options.

This portfolio holdings information is correct as at 31 December 2020.

Medium Risk Alternatives

Top security holdings across all our investments

Top securities% of assets
Blackrock Multi Opportunity Fund*39.61%
Schroder Real Return Fund*28.74%
Lucali Clo Ltd0.38%
Dryden 83 Clo Ltd0.35%
Barings Clo Ltd 2020-Iv0.28%
BBD Bidco Ltd0.25%
Venator Finance Sarl / Venator Materials0.24%
Ascend Performance Materials Operations0.24%
SRS Distribution Inc0.24%
CSC Holdings Llc0.22%

We may invest in listed and unlisted funds that invest in Medium Risk Alternative asset classes, or that utilise Medium Risk Alternative strategies. The Medium Risk Alternative investments category may include absolute return funds, private debt, high yield debt, commodities and financial derivatives. It can also include investment strategies that gain exposure to traditional asset classes, using dynamic investment approaches.

* This security is classified as a unit trust.

The top security holdings shown represent 70.56% of the total holdings for Medium Risk Alternatives across all our investments.

Please note: investments in the Medium Risk Alternative asset class are only available for Readymade plan options.

This portfolio holdings information is correct as at 31 December 2020.

Investment Grade Bonds

Top issuers across all our investments

Top securities% of assets
Australia Government Bond19.15%
Fannie Mae Or Freddie Mac9.08%
Government Of Japan6.86%
New South Wales Treasury Corp3.40%
United States Treasury Note/Bond2.55%
Treasury Corp Of Victoria2.38%
Queensland Treasury Corp2.18%
United Kingdom Gilt1.34%
Ginnie Mae Ii Pool1.20%
French Republic Government Bond Oat1.17%

Investment Grade Bonds include fixed, floating and inflation-linked debt instruments. Please note: the Mix Your plan Fixed Interest option has exposure to the Investment Grade Bonds asset class.

The top issuers shown represent 49.30% of the total holdings for Investment Grade Bonds across all our investments.

Please note: any exposure to derivatives for risk management purposes including currency, forward exchange contracts, futures, interest rate swaps, etc are not included in the holdings listing.

This portfolio holdings information is correct as at 31 December 2020.

Defensive Alternatives

Top issuers across all our investments

Top securities% of assets
Ardea Real Outcome Fund*17.03%
Fannie Mae Or Freddie Mac4.36%
United States Treasury Bill2.42%
Volkswagen Financial Services Australia1.43%
Ausgrid Finance Pty Ltd1.42%
Network Finance Co Pty Ltd1.37%
Lonsdale Finance Pty Ltd1.12%
Australia & New Zealand Banking Group1.10%
Sumitomo Mitsui Financial Group Inc1.00%
Lloyds Banking Group Plc0.99%

Defensive Alternatives includes fixed, floating and inflation-linked debt instruments issued by governments and corporations.

The top issuers shown represent 32.26% of the total holdings for Defensive Alternatives across all our investments.

Please note: any exposure to derivatives for risk management purposes including currency, forward exchange contracts, futures, interest rate swaps, etc are not included in the top issuer holdings listing.

This portfolio holdings information is correct as at 31 December 2020.

Cash

Top issuers across all investments

Top securities% of assets
Commonwealth Bank Of Australia33.28%
Westpac Banking Corporation22.82%
National Australia Bank Ltd14.05%
Australia & New Zealand Banking Group6.16%
Australia Treasury Bill5.43%
Suncorp Group Limited2.97%
Sumitomo Mitsui Banking Corporation2.60%
Bank Of Queensland Ltd2.43%
BNP Paribas2.15%
Mizuho Bank Ltd2.00%

Cash includes a range of bank deposits and short-term debt securities issued by Australian governments and corporations.

The top issuers shown represent 93.88% of the total holdings for Cash across all our investments.

Please note: any exposure to derivatives for risk management purposes are not included in the top issuers holdings listing.

This portfolio holdings information is correct as at 31 December 2020.

Page last updated 02 February 2021