Your investment options explained

Understanding your investment choices can help you make the most of opportunities to grow your super. Here’s an overview of your investment options with GESB.

What are my investment options?

As a GESB member, you can choose from a range of ‘investment options’, which are different ways to invest your super.

Depending on your goals and how comfortable you are with investment risk, you can choose from:

  • Diversified options. These invest in pre-set mixes of different asset classes (such as Shares and Property), ranging from lower to higher risk. Our investment managers regularly review the investment mix for each option, to ensure it still works well with current market conditions.
  • Asset Class options. These invest in single asset classes, which give you more flexibility to build your own investment mix. Our Asset Class options include:
    • Australian Shares
    • International Shares
    • Property
    • Fixed Interest
    • Cash

If you’d like to invest your super in a diversified portfolio without needing to build or manage it yourself, a Diversified option may suit your needs.

If you prefer a more hands-on approach, you can invest in any combination of our Asset Class and Diversified options in multiples of 1%.

Find out more about:

Keep track of your investment mix

If you have multiple investment options, you’ll need to check your investment mix is on track periodically, as the mix you choose could change as markets fluctuate.

For example, if the Australian Shares component of your super outperforms other asset classes, your asset allocation will increasingly be weighted to Australian Shares.

You can have your options rebalanced to check the percentage held in each asset class remains the same over time. You can choose to automatically rebalance your option to your original allocation on a quarterly, six-monthly or annual basis.

How can I compare investment options?

You can compare our options by looking at the following information on our investment product dashboards:

  • Investment risk: consider how much risk you are comfortable with. The nature of investing means there’s always a chance for your investment to lose value from year to year
  • Investment timeframe: consider how long you’ll be investing for and when you’ll need to access your super
  • Performance: you can view an option’s past performance to get an indication of possible returns - but keep in mind that nobody can know exactly how assets will perform in the future
  • Growth/Defensive split: an option’s mix of Growth and Defensive assets can influence how your super will perform over time. Growth assets, such as Shares and Property, are generally riskier as their value can fluctuate unexpectedly in the short term, but they tend to deliver higher returns over the long run. Defensive assets, such as Cash and Fixed Interest, are less risky but usually deliver lower long-term returns

If you’d like to speak to someone about which investment option might suit you, we recommend you seek professional advice.

You can also try our Investment choice tool to get an idea of which investment option could be right for you.

Use tool

How can I find out where my super is currently invested?

To find out which investment option you have now, simply check your member statement or log in to Member Online.

Once you’re logged in, you can also see a breakdown of the asset classes your super is invested in.

Find more detailed information about the asset classes we invest in or explore the portfolio holdings for your investment option.

Page last updated 11 June 2026

Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 16 June 2026.