RI Term Allocated Pension - making an investment choice

To help you decide on your investment option, we recommend you review the RI Term Allocated Pension Diversified and Asset Class options available to you and seek financial advice if you need it.

You can invest in any combination of the investment options available for your account. You can invest in multiples of 1% and the total must add up to 100%.

If you choose multiple options

You can choose the order or the percentage of drawdown from each of the chosen options from which your pension is paid.

If you want to maintain the percentage that you’ve selected, you’ll need to ensure you have sufficient funds invested in your selected options.

If there are insufficient funds in the investment option you specified, then the remainder of the pension payment will be paid from your other investment options.

Over time, the amount of money in each investment option will reduce as regular pension payments are paid. Occasionally, you may wish to review the amounts in your investment options and switch money between them or choose to have them automatically rebalanced in Member Online.

Default investment option

If you have not chosen an investment option, your pension has been automatically invested in the Balanced option.

You can select your investment option by completing the Investment choice form, RI Term Allocated Pension.

You can switch your investment option at any stage. There's no fee and it's a simple process. You'll receive confirmation each time you change your investment option.