Cash TTR

Risk: Very low

Based on the Standard Risk Measure (SRM)1. Estimated number of negative annual returns over any 20-year period is less than 0.5.

Timeframe: Around 12 months

The Cash option is suited to members looking for a short-term investment.

Return objective: At least benchmark

At least the Bloomberg AusBond Bank Bill Index over rolling 12-month periods.

Fees: $90 p.a.

$90 per year in fees and other costs for a member with an account balance of $50,000+.

Who would this suit?

This option might suit you if you want to protect the value of your investment in the short term, rather than seeking long-term growth.

Growth TTR
Balanced TTR
Conservative TTR
Australian Shares TTR
International Shares TTR
Property TTR
Fixed Interest TTR
Cash TTR
Very high risk
High risk
Medium to high risk
Medium risk
Low to medium risk
Low risk
Very low risk

Investment returns


The graph below shows the value of $10,000 invested in the Cash TTR option since 1 July 2016, compared to the Cash option.

The growth in option balances are net of investment fees and costs and applicable taxes only. Administration and account keeping fees have not been deducted.

The Sustainable Balanced option was introduced on 27 September 2023 and longer term returns are not available.

See how $10,000 invested in Cash TTR has changed over 10 years

Cash TTR returns^
Last month (%) 0.31%
FYTD (%) 3.30%
1 year (%) 3.61%
3 years (% p.a.) 3.87%
5 years (% p.a.) 2.79%
10 years (% p.a.) ...
See all investment returns ›

Asset allocation

We invest your super across a range of asset classes to achieve the long-term investment return objective for each option.
The below investment mix represents the strategic asset allocation for your selected option as at 28 February 2026.

Cash TTR: Growth / Defensive split

100%
Growth 0% - Defensive 100%
Strategic Asset Allocation
Asset class Cash
Cash TTR 100%
See full portfolio holdings ›
 

Change investment options

It’s easy to change your investment options in Member Online. Get step-by-step instructions on how to complete an investment switch online or with our PDF form.

Investment managers

We invest with a diversified group of investment managers each having a different investment approach to help grow your super.

Investment update

View our quarterly and end of financial year investment updates to see how we deliver competitive long-term investment returns for you.

1 The risk level is based upon the Standard Risk Measure (SRM). The SRM is based on industry guidance developed to allow members to compare investment options that are expected to deliver a similar number of negative returns over a 20-year period.

+ Statement of fees and other costs are based on fees over the 2024/25 financial year. It includes all investment and administration fees and expenses for an account balance of $50,000. For more information, see the Retirement Income Pension Product Information Booklet. You should read all the information about fees and costs, because it is important to understand their impact on your investments.

^ Returns are reported after factoring in the investment fees and costs, administration fees and applicable taxes, and are based on transactional prices. The investment fees and costs include all investment costs, transaction costs and any other underlying costs relating to your investment. Longer term returns are not available for the Sustainable Balanced option as it commenced on 27 September 2023. The returns shown here are different from those shown on other pages as they are based on a member with an account balance of $50,000 and are reported net of administration fees.

Inception date of the Transition to Retirement Pension Cash TTR option is 15 June 2017.

Our schemes are Exempt Public Sector Superannuation Schemes and are regulated by the Treasurer of Western Australia and not the Commonwealth Government.

The State Government guarantees to pay every benefit payable under a scheme, including the accumulation, retirement and defined benefit schemes. This Benefit Payment Guarantee does not include investment market losses.

The performance of your investment option(s) is not guaranteed, and returns may move up or down depending on factors such as investment market conditions. Past performance should not be relied on as an indication of future performance.