Overview

Gold State Super is a scheme with unique features and benefits, which includes:

  • Benefit security
    Your benefit is guaranteed by the Western Australian (WA) State Government and not affected by investment markets. This means you can be more certain of how much money you’ll have when you retire.
  • Untaxed scheme
    You don't pay tax until your benefit is paid to you or rolled over to a taxed scheme or retirement income stream. Your Gold State Super account allows you to accumulate an untaxed benefit of up to $1.865 million2 and still be concessionally taxed.
  • No extra fees
    You won’t be charged any separate fees for administration, insurance and other running expenses. Your Gold State Super account includes automatic death and disability insurance, at no extra cost, for as long as you’re making contributions, and until you turn 60.

If you’re expecting a change in your WA public sector work that will result in a lower salary, you can apply to maintain your Gold State Super benefits at your higher salary level.

Choose GESB if you work outside the WA public sector

If you're a GESB member who works outside the WA public sector, you can choose to have your private sector (non-government) employer contributions paid to a GESB Super account.

If you have a West State Super, Gold State Super or Retirement Income account, we will open a GESB Super account for you when we receive your first non-government employer contribution.

Fill out our Fund nomination form and give it to your non-government employer. You can complete the form online and email it directly to your employer’s payroll office.

Complete online nomination form

You can also fill out the PDF nomination form.

1 If you stop working in the WA public sector or reduce your work hours to less than one hour a week, you will no longer be an active Gold State Super member. However, if you re-join the WA public sector or increase your work hours within 12 months, you may apply to continue your membership.
2 For the 2025/26 financial year, indexed annually in line with Average Weekly Ordinary Time Earnings, in increments of $5,000 rounded down. The untaxed plan cap applies for each untaxed scheme you are a member of. The cap is a per super fund limit, and it is reduced by the total amount of each untaxed element in the fund that you have received from that fund.

Page last updated 09 December 2025

Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 15 June 2026.