Super tips to consider before 30 June
The end of financial year is a great time to review your finances and explore what tax benefits could be available for you to take advantage of before 30 June.
Options to consider before end of financial year
Contribute and save on tax
You may be able to claim a tax deduction (if eligible) if you add extra to your super, or salary sacrifice to reduce your taxable income.
Get a government boost
You could be eligible for a government co-contribution of up to $500, if you add extra to your super.
Check your account details
You can update your communication preferences to receive super updates by email.
Don’t miss the end of financial year processing deadlines
End of financial year processing will start from 23 June, so please make sure you submit any contributions before the relevant cut-off date (deadlines vary) and are aware of which services may be temporarily unavailable.
Read more about cut-off processing dates.
Make extra super contributions and save on tax
Adding to your super from your take home (after-tax) pay could both grow your super balance and potentially reduce your tax. That’s because if you’re eligible to claim a tax deduction, contributions (made to a GESB Super account) are usually taxed at only 15% instead of your income tax rate, which is generally higher.
Adding to your super through your employer (before-tax) by making salary sacrifice contributions could reduce your taxable income, meaning you could pay less income tax.
Read more about how to add money to your super.
Contribution caps apply per financial year
You can make up to $30,000 of concessional (before-tax) contributions to your GESB Super account for the current financial year. This includes salary sacrifice contributions and other employer contributions.
Member Online has a concessional contributions cap tracker, so you can easily see how much you’ve contributed for the financial year so far.
Other caps apply to West State Super and Gold State Super.
Read more about how much you can contribute.
Get a government boost with the Australian Government Super Co-contribution
You may be eligible to receive up to an extra $500 in your super account in government co-contributions, if you make a non-concessional (after-tax) contribution to your super that financial year.
Find out more about the Super Co-contribution.
Check and update your account details
You can check and update your contact details , as well as your tax file number (TFN) and communication preferences, in your Member Online account.
If you update your communication preferences before 30 June, we can send your annual member statement for the 2024/25 financial year by email.
Make other changes through Member Online
Your life may have changed in the past 12 months, so now might be a good time to log in to Member Online to manage your super.
Consider:
- If your insurance cover is still right for you, and make changes to suit your needs
- How your investments are tracking, and if you want to change your investment plan (for GESB Super and West State Super members)
- If you’re doubling up on fees and insurance premiums by having multiple super accounts with other funds, and consolidate your super into GESB
More information
- Consider some general tips to help manage your super.
Super news
Read our Super news page to stay up to date with changes affecting your super and the wider industry, including the latest investment, government, and company news.
Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 14 June 2026.