What’s a spouse contribution?

Spouse contributions allow you to grow your joint savings for retirement, and in most cases, receive a number of tax benefits.

A spouse, for these purposes, is your husband, wife or de facto partner (of any gender) who lives permanently with you on a bona fide domestic basis, at the time the contributions are made.

Spouse contributions are treated as a personal after-tax or non-concessional contribution. However, they don't help you qualify for the Commonwealth Government Super Co-contribution payment. To do this, you will still need to make personal after-tax contributions into your own account.