Change your investment plan

Your super is one of the biggest investments you’ll ever make, so it makes sense to learn all you can about growing it. The investment plan you choose now can make a difference to the amount of income you have in retirement.

We’re here to help you understand your options

Our investment plans invest in different assets and their returns are linked to how the financial markets perform.

You can choose from our 'Readymade plans' which are pre-set combinations of different investment types or create your own strategy to focus on specific types of investments, which is known as 'Mix Your plan'.

Find the right kind of investment plan for you

You can choose from a range of Readymade plans designed by us, or take an active role in setting your preferred asset allocation through Mix Your plan.

If you don’t choose an option, we will automatically invest your super into My GESB Super plan or My West State Super plan, depending on which kind of account you have.

Here are some more details about your investment options.

Readymade plans

Each of the Readymade plans has a different allocation of investment types, or asset classes. Our investment team carefully designs these plans to allow for a range of risk profiles, or investment personalities. From time to time, we adjust the proportions invested in each asset class within the allowable ranges to make sure the mix suits the current market conditions.

Learn more about our Readymade plans:

Mix Your plan

If you’re interested in choosing your own mix of investments, our Mix Your plan option lets you take a hands-on approach to your super.

You can select any single asset class, or a mixture in multiples of 5% among Australian Shares, International Shares, Property, Fixed Interest or Cash.

Find out more about our Mix Your plan options:

Learn more about how your super is invested

You don’t need to know a lot about investing to understand your investment plan. We’re here to help. Here are some investment basics if you’d like to learn more about how your super is invested.

You could also take our investment personality quiz to find out what type of risk might suit you.

How to change your investment plan

If you have a GESB Super or West State Super account, it’s easy to change your investment plan in Member Online. See the Member Online help guide for easy instructions on how to change your plan.

You can also change your investment plan by filling out the relevant investment choice form. Read our how to change your investment plan page for step-by-step instructions.

We will process your investment switch on the first available business day after receiving it. Generally, within two to three business days1 of receiving your request. However, sometimes it may take up to five business days, or longer in exceptional cases, to process your switch.

Please keep in mind that your investment switch will take effect on the day it’s processed, rather than on the day it’s received. The unit price on day we process your switch will be applied to the transaction. Learn more about when your investment switch will take effect.

Change your investment plan

1 A business day is a work day other than a public holiday or weekend in Western Australia.

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Page last updated 30 October 2020