Change your investment plan
Your super is one of the biggest investments you’ll ever make, so it makes sense to learn all you can about growing it. The investment plan you choose now can make a difference to the amount of income you have in retirement.
We’re here to help you understand your options
Our investment plans invest in different assets and their returns are linked to how the financial markets perform.
You can choose from our 'Readymade plans' which are pre-set combinations of different investment types or create your own strategy to focus on specific types of investments, which is known as 'Mix Your plan'.
Find the right kind of investment plan for you
You can choose from a range of Readymade plans designed by us, or take an active role in setting your preferred asset allocation through Mix Your plan.
If you don’t choose an option, we will automatically invest your super into My GESB Super plan or My West State Super plan, depending on which kind of account you have.
Here are some more details about your investment options.
Readymade plans
Each of the Readymade plans has a different allocation of investment types, or asset classes. Our investment team carefully designs these plans to allow for a range of risk profiles, or investment personalities. From time to time, we adjust the proportions invested in each asset class within the allowable ranges to make sure the mix suits the current market conditions.
Learn more about our Readymade plans:
Mix Your plan
If you’re interested in choosing your own mix of investments, our Mix Your plan option lets you take a hands-on approach to your super.
You can select any single asset class, or a mixture in multiples of 5% among Australian Shares, International Shares, Property, Fixed Interest or Cash.
Find out more about our Mix Your plan options:
Selecting your investment plan tool
Use our investment plan toolDiscover which investment plan might best suit your needs based on your investment timeframe, your investment goals and how comfortable you are with risk.
Learn more about how your super is invested
You don’t need to know a lot about investing to understand your investment plan. Here are some investment basics if you’d like to learn more:
How to change your investment plan
If you have a GESB Super or West State Super account, it’s easy to change your investment plan in Member Online. See the Member Online help guide for easy instructions on how to change your plan.
You can also change your investment plan by filling out the relevant investment choice form. Read our how do I change my investment plan page for step-by-step instructions.
We will process your investment switch on the first available business day after receiving it. Generally, within two to three business days1 of receiving your request. However, sometimes it may take up to five business days, or longer in exceptional cases, to process your switch.
Please keep in mind that your investment switch will take effect on the day it’s processed, rather than on the day it’s received. The unit price on day we process your switch will be applied to the transaction. Learn more about when your investment switch will take effect.
1 A business day is a work day other than a public holiday or weekend in Western Australia.
More information
- Visit the investment and performance section
- Learn more about your options in our Investment choice brochure
- Use Member Online to change your plan now
- Download the GESB Super investment choice form
- Download the West State Super investment choice form
Need help
- Consider getting financial advice if you need it
- Call us on 13 43 72
Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 27 April 2024.