Who can receive a co-contribution?

To receive a co-contribution you need to meet certain eligibility criteria. You're eligible for a co-contribution payment if you:

• Have made one or more personal after-tax contributions to your complying super fund (such as GESB Super or West State Super) in the financial year
• Have a total income of less than the higher income threshold for that financial year
• Lodge an income tax return with the Australian Taxation Office (ATO) for that financial year
• Have a total superannuation balance less than $1.9 million for the 2023/24 financial year
• Have not contributed more than your non-concessional contributions cap
• Are less than 71 years of age at the end of that financial year
• Receive at least 10% of your total income from eligible employment-related activities, or from carrying on a business, or a combination of both
• Do not hold an 'eligible temporary resident visa' at any time during that financial year, unless you are a New Zealand citizen or hold a prescribed visa