How do I find lost super?

You might have lost track of some of your super if you've ever changed your name, address or job. After some time, if any of your super accounts have not received contributions, then your super could be held by the Australian Taxation Office (ATO) on your behalf.

Here we’ll look at how to find your super including any held by the ATO.

1. Create a myGov account

The first step in finding your super is to create or log in to your myGov account.

You can also use this account to check, consolidate and keep track of your super online.

If you haven’t created a myGov account yet, the ATO provides step-by-step instructions on how to create your account. Open the myGov help guide.

2. Check that your account is linked to the ATO

Once you’ve logged in, check to see that the ATO is showing under your linked services. If it isn’t, then access the myGov help guide for instructions on how to link a service.

If the ATO is linked, click the ATO logo to visit the ATO section of myGov. You'll now have a number of options available to you.

Select ‘Manage my super’ and follow the prompts to find your super.

Things to remember

• If you find and then combine your super online via myGov, it generally takes less than a week for your request to be processed
• We don’t charge a fee for rolling super money into your GESB account
• If the ATO shows you have super money with another fund, you can roll that into your GESB account too. The other fund may charge a fee for combining your super
• If you have insurance with another super fund, check your existing insurance cover to see if it’s right for you. If you choose to leave your other fund, you may lose any insurance benefits you have with them
• You can review or even change your insurance cover with us in Member Online. Details of your insurance cover with us are also included on your member statement