When you can access your super

There are rules about when you can access your super money, as set by the Australian Government.

To get your super, you need to have reached what’s known as your Commonwealth preservation age.

Use our preservation age calculator to figure out your preservation age.

Your preservation age depends on when you were born:

Commonwealth preservation age
When you were born When you can access

On or before 30 June 1964

59

On or after 1 July 1964

60

There are other conditions that you must also meet before you can access your super. Read our Accessing your super page for full details.

Early access to super

In specific circumstances, you may be able to access your super before you reach preservation age. These include applying for financial hardship or compassionate grounds release.

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Page last updated 11 April 2024