What insurance cover is automatically provided?
If your employer pays your Superannuation Guarantee (SG) contributions into your GESB Super or West State Super and you’re under 65 and meet certain eligibility criteria, you will be automatically covered for:
- Death and Total and Permanent Disablement (TPD)
- Salary Continuance Insurance
If you started working on a casual basis on or after 1 July 2010, you’re not eligible for automatic cover, but you can opt in for basic cover within 90 days of GESB receiving your first employer Superannuation Guarantee (SG) contribution from your new employer.
If you’re a Gold State Super member, you have automatic insurance cover as a contributing member up until you turn 60. This cover includes a Death Benefit, a Total and Permanent Disability Benefit and a Partial and Permanent Disability Benefit.
Find out more about your insurance cover:
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