West State Super investment options

We invest your super across a range of different asset classes to give you the best chance to grow your super. You can have your super automatically invested in the My West State Super plan, or you can choose your investment plan. This means you can:

  • Choose the asset classes your super is invested in, from Shares to Cash investments
  • Choose how much of your super is allocated between the asset classes
  • Change your investment plan to suit your retirement savings goals

Your super might be one of the biggest investments you’ll ever make. The investment plan you choose now can make a difference to the amount of income you’ll have when you retire. You might want to speak with a financial adviser before making a decision about your investment plan.

Different assets can create different returns

West State Super offers you a choice of investment plans. These plans invest in different assets, with the returns linked to the performance of the financial markets.

You can invest in a range of different asset class allocations through our Readymade plans or create your own combination of specific asset classes with Mix Your plan.

You can choose a Readymade plan

There are five Readymade plans with different levels of risk and return expectations.

West State Super Readymade investment plans

West State Super Readymade investment plans
Investment plan Investment risk label

Growth plan

High

Sustainable Balanced plan

High

My West State Super plan

Medium to high

Conservative plan

Medium

Cash plan

Very low

For more details, please see investment options - West State Super.

You can choose to Mix Your plan

There are five Mix Your plan options which allow you to select your own mix of asset classes. Find out more about how Mix Your plan works.

West State Super Mix Your plan

West State Super Mix Your plan
Investment plan Investment risk label

Australian Shares

Very high

International Shares

High

Property

High

Fixed Interest4

Medium

Cash

Very low

For more details, please see investment options - West State Super.

Find out more about choosing the right investment mix for you.

1 SuperRatings Smart database as at 31 December 2023. Based on an average balance of $50,000, fees for the My West State Super plan, the My GESB Super plan and the RI Allocated Pension Balanced plan are below the industry median. Fees includes administration, investment, and transaction fees and costs. Fees may change periodically.
2 This includes lost and unclaimed account transfers to the Australian Taxation Office (ATO).
3 If you are a Gold State Super member and currently employed in the WA public sector, you may be eligible to open a West State Super account, provided you have pre-1 July 1983 service.
4 Mix Your plan Fixed Interest invests in Investment Grade Bonds. These are bonds with a credit quality which is considered to have a relatively low level of default risk by an independent bond-rating agency.

Page last updated 12 October 2023