FAQs

When you have a Retirement Income Pension (including RI Allocated Pension and Transition to Retirement Pension) account and you want to change your payment frequency, the Change of details and pension payment variation form allows you to make this change.

You can also use this form if you need...

Your Final Benefit for Gold State Super is based on your years of service and an average of your equivalent full-time remuneration before you stop contributing to your account.

The rules about which payments can be included as part of your remuneration are determined by the provisions of the State Superannuation...

Gold State Super is a defined benefit scheme. This means your Final Benefit is determined by applying a fixed, or 'defined', formula. On this page we’ll explain how you can calculate your Gold State Super benefit.

• Time it takesIt can take up to 20 minutes to...

Salary sacrifice contributions are a simple way to grow your super. You can contribute to your GESB Super or West State Super account through your payroll if you’re currently working in the WA public sector.

If you’re a Gold State Super member and you would like to make salary sacrifice contributions...

GESB Super members only

You may be able to claim a tax deduction for personal concessional contributions you have made to your GESB Super account.

Follow the steps below to help you find the relevant information and complete the form.

• Time it takesIt may take up to 30...

If you already know what happens to your super when you divorce, we will now take a closer look at what will happen to your GESB Super account.

The way your super is handled depends on whether your Family Law Court order is dated before or after 28 December 2002.

This...

If you already know what happens to your super when you divorce, we will now take a closer look at what will happen to your West State Super account.

The way your super is handled depends on whether your Family Law Court order is dated before or after 28 December...

If you choose to leave the WA public sector before you retire, you can still take advantage of the unique benefits offered by Gold State Super. Your entitlement and benefit options will depend on whether you have turned 55 and reached the Commonwealth preservation age¹.

This page outlines some important information...

The way your super is handled if you separate or divorce is guided by the Family Law Act 1975 (Cth) (Family Law Act).

According to the Family Law Act, your super is treated as property that can be divided between parties in the event of a marriage breakdown. The law allows...

If you’ve explored your options and decided that an allocated pension is best for your situation, here you’ll find the steps you need to take to open an account.

We aim to process your application for an account within 10 working days of receiving your form and all the necessary details,...

If you’re a GESB Super or West State Super member with insurance cover, you might be eligible to join our Professional and Executive occupation category. If you meet the eligibility criteria, you could keep your current level of cover but reduce the premiums you pay.

To apply, download our ...

If you’ve explored your options and decided that transition to retirement is right for you, here are the steps you need to take to open an account.

We aim to process your application within 10 working days of receiving your form and all the necessary details, including information from your employer....

Generally, you can only access your super once you’ve reached Commonwealth preservation age and you’ve retired or met another condition of release. However, there are limited circumstances where you may be allowed to access your super earlier, such as in severe financial hardship or...

If you are a Gold State Super or West State Super member and have an eligible service period that commenced before 1 July 1983, this page is designed to provide important information about your eligible service period and how your tax components are calculated. If you would like to confirm...

With a transition to retirement strategy, you can access your super as regular income while you’re still working.

Once you’ve reached your Commonwealth preservation age, you can use your super to start a regular pension, such as our Transition to Retirement Pension. This type of pension is known...

If you’re a GESB Super or West State Super member, contribution splitting allows you to share some of your super contributions with your partner. If you’re a single income family, this means you can make use of the same tax incentives available to dual income families.

With a transition to retirement strategy, you can access your super as regular income while you’re still working.

Once you’ve reached your Commonwealth preservation age, you can use your super to start a regular pension, such as our Transition to Retirement Pension. This type of pension is known...

With a transition to retirement strategy, you can receive a regular income from your super while you’re still working.

Once you’ve turned 55, you can access your super to start a regular pension, such as our Transition to Retirement Pension. This type of pension is known as a ‘non-commutable income stream’...