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Performance
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Investment updates
- Quarterly investment update March 2026
- Quarterly investment update December 2025
- Quarterly investment update September 2025
- Investment update 2024/25
- Quarterly investment update March 2025
- Quarterly investment update December 2024
- Quarterly investment update September 2024
- Investment update 2023/24
- Quarterly investment update March 2024
- Quarterly investment update December 2023
- Quarterly investment update September 2023
- Investment update 2022/23
- Quarterly investment update March 2023
- Quarterly investment update December 2022
- Quarterly investment update September 2022
- Investment update 2021/22
- Quarterly investment update March 2022
- Quarterly investment update December 2021
- Quarterly investment update September 2021
- Investment update 2020/21
- Quarterly investment update March 2021
- Quarterly investment update December 2020
- Quarterly investment update September 2020
- Quarterly investment update June 2020
- Quarterly investment update March 2020
- Quarterly investment update December 2019
- Quarterly investment update September 2019
- Quarterly investment update June 2019
- Quarterly investment update March 2019
- Investing with us
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Help, forms and tools
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Help and support
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FAQs
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Insurance
- What insurance cover is automatically provided?
- Who is eligible for automatic insurance cover?
- Do WA public sector casual employees automatically receive insurance cover?
- Can WA public sector casual employees apply for insurance cover?
- If I change from casual to non-casual work, do I automatically receive cover?
- Who is a WA public sector casual employee?
- What insurance options are available?
- How much does insurance cover cost?
- How do I apply for insurance?
- How do I change my insurance cover?
- How to join our Professional and Executive occupation category
- How do I make an insurance claim?
- How unpaid leave affects your insurance
- How military leave affects your insurance
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Manage your super
- How do I check and update my details?
- How military leave affects your super
- Divorce and your super
- Transferring lost super to the ATO
- When is my account information given to a third party?
- What information can we release under a third party authority?
- How to apply for a third party authority
- Am I considered uncontactable or inactive?
- How can I stop my account from becoming lost again?
- When will GESB call me or send an SMS?
- Investments and unit pricing
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Responsible investing (ESG)
- What is your approach to managing ESG risks?
- How are you responding to climate change risk?
- Do you currently have any exclusions across your portfolio due to ESG considerations?
- In relation to ESG matters, how do you engage and influence companies that we invest in?
- Do you vote in shareholder resolutions on ESG issues?
- Do you disclose your portfolio holdings?
- Do you have a socially responsible investment option?
- Does the Sustainable Balanced plan invest in fossil fuels?
- Does the Sustainable Balanced plan invest in renewables?
- What sustainability characteristics are applied to the Sustainable Balanced plan?
- What’s the difference between the Sustainable Balanced plan and the other balanced plans?
- How can I compare my current plan to the new Sustainable Balanced plan?
- How does the Sustainable Balanced plan align with GESB’s overall approach to responsible investing?
- Why can’t I see historical performance for the Sustainable Balanced plan?
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Adding to your super
- When salary sacrifice might not be right for you
- What’s an after-tax personal contribution?
- Why should I consider making after-tax contributions?
- How to make an after-tax personal contribution through your employer
- How to make an after-tax personal contribution by cheque or money order
- When should I make after-tax contributions?
- What is a spouse contribution?
- Why make a spouse contribution?
- How to make your first spouse contribution
- How to make further spouse contributions
- What is a co-contribution?
- How does a co-contribution work?
- Who can receive a co-contribution?
- How to make a co-contribution
- What is contribution splitting?
- How does the concessional before-tax contribution cap work if I have more than one super fund?
- Combining your super
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Gold State Super
- How to calculate your Gold State Super
- What is included in Gold State Super remuneration?
- What is salary maintenance and how does it work?
- What is an untaxed scheme?
- What are member contributions?
- How much do you need to contribute?
- What happens to your super if something happens to you?
- What insurance cover do you get with Gold State Super?
- How much does the insurance cost?
- What are the fees for a Gold State Super account?
- How unpaid leave affects your Gold State Super
- How military leave affects your Gold State Super
- How working part-time affects your Gold State Super
- Resigning from the WA public sector as a Gold State Super member
- Redundancy and your Gold State Super
- If I stop being a Gold State Super member, can I re-join the scheme later?
- WA Public Sector Pension Scheme
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How to get your super money
- What happens to your super when you stop working for the WA public sector?
- What happens to your super when you leave Australia?
- When you can access your super
- Accessing your super early
- What is preservation age?
- Ways to take your super money
- How to set up a Transition to Retirement Pension
- What is the ABN for my GESB account?
- What is a Unique Superannuation Identifier?
- What is a Superannuation Product Identifier Number?
- Can I access my super if I become permanently disabled?
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Transition to Retirement
- What is Transition to Retirement?
- Who is eligible for Transition to Retirement?
- How to set up a Transition to Retirement Pension
- What is a non-commutable income stream?
- What happens to your non-commutable income stream if you permanently retire or reach age 65?
- Transition to retirement with GESB Super
- Transition to retirement with West State Super
- Transition to retirement with Gold State Super
- What is the most you can withdraw for a Transition to Retirement pension?
- How much super will you need for retirement?
- How are transition to retirement income streams taxed?
- What are the differences between a Transition to Retirement Pension and an RI Allocated Pension?
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In retirement
- How does RI Allocated Pension work?
- Who can open an RI Allocated Pension account?
- How long will your money last?
- How can you receive your retirement pension?
- How frequently can you receive your retirement pension?
- How to withdraw a lump sum
- How to make a payment variation
- Will my pension income affect social security payments?
- How to close your account
- What if you go back to work?
- Is insurance included in a Retirement Income Pension?
- What are the RI Allocated Pension fees?
- How to complete Centrelink’s ‘Details of income stream product’ form (SA330)
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Tax
- What is an untaxed scheme?
- What is a taxed fund?
- How to claim or vary a tax deduction
- How RI Allocated Pension is taxed
- How are transition to retirement income streams taxed?
- Is your super fund a complying super fund for taxation purposes?
- Pre-1 July 1983 amount and tax
- Superannuation Contributions Surcharge
- What is Division 293 tax?
- Terminal illness
- Estate planning
- Archived
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Insurance
- Jargon explained
- Tools and information
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Help and support
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About
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What we do
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Thank you for printing this page. Remember to come back to gesb.wa.gov.au for the latest information as our content is updated regularly. This information is correct as at 16 June 2026.